Core CH · Live Live Schweiz
Banking & payments
LIRENO Banking & payments automates core flows around Swiss QR invoices, CAMT imports and account reconciliation. Companies and trustees get a central Cockpit that consolidates bank accounts, structures payments and makes liquidity visible in real time. The modular design fits SMEs, trustees and organisations that want payments to be more efficient, safer and auditable.
AI helps with matching — approval stays with you.
AI analyses CAMT data, open invoices and incoming payments to suggest matches. Final approval always stays with you. This reduces manual work, minimises errors and keeps reconciliation transparent.
Less typing, clearer liquidity.
Automatic processing of Swiss QR invoices and CAMT files removes most manual capture. The live KPI Cockpit shows liquidity, open items and payment flows — ideal for SMEs that need a precise overview anytime.
Problem
Payments without a system cost hours
CAMT files, spreadsheets and hunting invoice numbers: every month ends in a reconciliation marathon. Wrong IBANs on QR bills and unclear open items delay cash and trustee work.
Solution
Operational banking in the tenant Cockpit
Setup keeps IBAN and QR-IBAN clean. The Bank menu drives inflow, outflow and reconciliation. CAMT is imported; matching pipeline and Connect AI suggest allocations — you confirm. KPIs show open items and match rate.
Overview
Why LIRENO Banking?
LIRENO Banking & payments is built for Swiss requirements: Swiss QR invoices, CAMT imports, multi-account setups and AI-assisted matching. Less manual work, clearer processes, multi-tenant architecture.
Im Setup pflegen Sie IBAN, QR-IBAN und Standardkonto; im Menü Bank steuern Sie Ein- und Ausgänge sowie den Abgleich. Die Matching-Pipeline nutzt Referenzen (QRR/ESR/RF), Beträge und KI-Vorschläge — Freigabe bleibt bei Ihnen.
Zeitersparnis durch CAMT, Matching und Connect-KI
Typischer Nutzen: CAMT.053/.054 hochladen, Vorschläge prüfen, Rechnungen zuordnen. Weniger Tipparbeit, weniger Fehl-IBANs auf QR-Bills, klarere Liquidität. Bank-Sync (EBICS/Open Banking) folgt modular; Core CH enthält Banking bereits mit Steuern, Comply und Vertrieb.
Further official source: six-group.com
Features
All banking capabilities at a glance
Multi-account & master data
Several accounts per tenant: IBAN, QR-IBAN, primary account for invoices — source of truth in setup.
Tax refund account
Separate account for tax refunds — never mixed with the business primary account.
Swiss QR invoice
Payment IBAN comes from the primary account — correct QR bills without stale company data.
Operational Bank menu
Overview, inflow, outflow and reconciliation — clearly separated from setup.
CAMT.053 / .054 import
Manual statement upload; parser detects account IBAN and references (QRR/ESR/RF).
Matching pipeline
Stepwise matching: exact reference → invoice no. → customer+amount → learned payer IBAN → AI match.
Manual allocation & open items
Match open items when auto-suggest is missing — full control, audit path.
Liquidity KPI board
Open AR/AP, overdue, unmatched, period in/out, match rate.
Connect AI on reconciliation
Suggestions instead of blind search: references and amounts in tenant context — you approve.
Bank Sync (EBICS / Open Banking)
Automatic retrieval as add-on — UI ready, sync follows modularly.
Auto: CAMT → paid
End-to-end invoice status “paid” after match — priority P0 expansion.
pain.001 payment orders
Export of payment orders (CH) — on the roadmap.
All modules
LIRENO modules overview
Core CH (live): Taxes, Comply, Sales, Banking. Also live: HR, Designer, Connect AI, Documents. Roadmap: Time tracking, Payroll, Ledger, Insights and more.
Connect AI
AI saves reconciliation time — and delivers precision
Connect AI and the matching pipeline shorten month-end: payment suggestions, IBAN/QR hints and open-invoice context. You save typing and rework — decisions stay human. Goal: fewer errors, faster liquidity clarity.
✦ AI suggestion — you approve
Workflow
How it works in practice
- 1Bank data in setup
- 2Invoice with Swiss QR
- 3Import CAMT
- 4Match & approve
Product
Screenshot placeholders
Replace data-lds-screenshot with media library URLs later.
Benefits
Your benefits at a glance
Hours instead of days
Reconciliation becomes suggest+click instead of line-by-line Excel.
Fewer wrong IBANs
Primary account drives QR — fewer returns and support tickets.
Trustee-ready
Same banking logic in the tenant portal — fewer explanation loops.
FAQ
FAQ – Banking module
How does CAMT import work?
Upload CAMT.053 (statement) or CAMT.054 (advice) manually. The parser detects account IBAN and references (QRR/ESR/RF), structures movements and prepares reconciliation. Matching pipeline and Connect AI then suggest allocations — you review and approve.
Which CAMT formats are supported?
CAMT.053 and CAMT.054 via upload from your bank’s e-banking. Automatic retrieval via EBICS or Open Banking is on the roadmap as a Bank Sync add-on (UI already prepared).
Does it support Swiss QR invoices?
Yes. Swiss QR invoices use the payment IBAN / QR-IBAN from the primary account in setup — correct QR bills without stale company data. Ideal together with Sales.
How does the matching pipeline work?
Stepwise: exact reference (QRR/ESR/RF) → invoice number → customer+amount → learned payer IBAN → AI suggestion. If no auto-hit, allocate manually via open items — with an audit path.
Is AI matching safe?
Yes. Connect AI and the pipeline only suggest — final approval always stays with you. No blind auto-booking.
Can I use multiple bank accounts?
Yes. Several accounts per tenant: IBAN, QR-IBAN and a primary account for invoices (source of truth in setup). Optional separate tax-refund account so refunds are not mixed with business traffic.
What is the difference between Setup and the Bank menu?
Setup holds master data (accounts, IBAN, QR-IBAN, primary account). The operational Bank menu drives overview, inflow, outflow and reconciliation — clearly separated from configuration.
Which KPIs does the banking Cockpit show?
Open AR/AP, overdue items, unmatched movements, period in/out flows and match rate — so liquidity and remaining work are visible at a glance.
How does Banking connect to Sales and Taxes?
Invoices and Swiss QR come from Sales; incoming payments land in bank reconciliation. Taxes and Comply stay in the same tenant Cockpit — fewer media breaks for SMEs and trustees.
Is Banking part of Core CH?
Yes. Core CH includes Taxes, Comply, Sales and Banking — plus setup and AI assistant.
Who is the Banking module for?
SMEs, freelancers and trustees in Switzerland who want payments, Swiss QR and CAMT reconciliation efficient and auditable in the tenant portal.
What is live — and what comes next?
Live: multi-account, Swiss QR, CAMT import, matching pipeline, manual allocation, KPI board and Connect AI suggestions. Roadmap: Bank Sync (EBICS/Open Banking), end-to-end “paid” status after match, and pain.001 payment orders.
Do I need a specific bank?
No. If your bank offers CAMT.053/.054 download, you can import the files into LIRENO. Direct retrieval follows later via Bank Sync.
Can trustees use Banking for clients?
Yes. The same banking logic applies in the tenant portal — accounts, reconciliation and KPIs per tenant, without Excel back-and-forth.
Ready for LIRENO Banking & payments?
Free demo — we walk through your scenario in the LIRENO Cockpit.